Senior Credit Officer (Agricultural Lending)

Location: Fresno
Posted on: November 20, 2024

Job Description:

Our esteemed client has over $4 billion in assets, and is one of the largest commercial banks headquartered in California. A regional community bank with over 90 branches and over 1, 000 employees in Northern and Central California counties. Our client offers very solid stability, extremely strong financials, retire from type stability, and a comprehensive retirement and profit sharing plan, as part of the offering.

JOB SUMMARY:

Under General Managerial Guidance: Reviews and approves loan requests for multi-line products within established lending limits. Deals with loans and credit lines, including collection and analysis of financial and related data to determine general credit worthiness of the prospect and the merits of the loan requests.

ESSENTIAL FUNCTIONS: Handles deals ranging from $100m to $5mm on average.

Review request for establishment of loans and credits lines, collects and analyzes financial and related information.

Emphasis in Agricultural Lending to individuals, partnerships and corporations.

Determines the general credit worthiness of the prospect and the merits of the loan request.

Must have demonstrated ability to analyze and underwrite complex agricultural lines, term loans and real estate loans.

Prepares factual summary related to applicant's credit worthiness.

Approves or declines loans with terms within their established lending limits. Prepares recommendations for loan amounts above identified credit authority.

Investigate all available sources of credit and financial information

Drafts CLD - 50 loan reports with supporting schedule, prepares, order to draw documents

Manages assigned loan portfolio through active support of the Financial Sales Officer who provides client services to customers

Participates in special projects and performs other job-related duties as required.

Please apply ASAP for immediate consideration. We will take very good care of you. We are an equal employment opportunity employer and will consider all qualified candidates without regard to disability or protected veteran status.

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